Debt Management Services

A provider may not provide debt-management services to an individual who resides in Utah at the time it agrees to provide the services, unless the provider is registered under the Uniform Debt-Management Services Act.
Debt management service providers are companies that offer to help a consumer get out of debt quicker through one or more of the following: negotiating lower interest rates on credit balances, forgiveness of late fees and other penalties, reduction of principle balances.