December 9, 2024
The holiday season is full of cheer, but it’s also prime time for scammers! Stay safe while you shop with these tips:
1. Check the List Twice 📜
Before purchasing, verify the retailer’s website or app. Look for secure payment options and “https:” in the URL.
2. Spot the Scam Before You Click 🔍
Be wary of ads offering huge discounts or exclusive holiday deals that seem too good to be true. Scammers often use urgency tactics, using phrases like “Hurry, offer ends today!” to create a sense of urgency for the consumer, which can be a red flag. Don’t rush. Research the seller and any reviews first.
3. Don’t Fall for Those Too-Good-to-Be-True Deals 🛍️
Scammers love to tempt shoppers with jaw-dropping discounts, but remember: If it seems too good to be true, it probably is! Check prices on reputable sites to spot a deal that’s actually a steal (in a good way).
4. Beware of Sneaky Emails and Messages 👀
‘Tis the season for online shopping! As the holidays approach, there will be an increase in packages arriving on doorsteps everywhere. Scammers know that more people are expecting packages and will try to trick people by sending messages about delivery issues that include links to steal information.
Verify Links: Never click on links or unsolicited texts or emails. If you need to check the shipping information on a package, go directly to the USPS or courier website to check the status of your package.
5. Guard Your Personal Info Like a Treasure! 🔒
When shopping online, treat your personal info like a secret family holiday recipe (Grandma guards that Pecan Pie recipe like it’s her favorite grandchild). Only share what’s necessary for the purchase. Reputable retailers shouldn’t ask for sensitive details like your Social Security Number. Give those suspicious emails the cold shoulder—they could be phishing attempts wearing festive disguises!
6. Watch out for Hidden Return Restrictions 🚫
Before you hit that checkout button, peek at the retailer’s return policy to know what to expect. Surprise fees or strict return policies can quickly turn that perfect gift into a nightmare. Know what you’re getting into to avoid getting stuck with a defective or unwanted present!
7. Protect your Wallet this Holiday Season 💳
Ditch the debit card for your holiday shopping! Credit cards provide better fraud protection. If you stumble into trouble, disputing charges is a breeze. A little vigilance now ensures your holidays stay jolly and bright! (Just make sure you have a plan to pay it off in the New Year.)
8. Problematic Public Wi-Fi 🛜
Shopping on the go? Beware of public Wi-Fi hotspots! If you’re not careful, they can expose your sensitive information to scammers. Whenever possible, use a secure network by shopping sales from the comfort of your home! If public Wi-Fi is your only option, use a VPN to keep your data safe and sound.
9. Tune in to your Holiday Instincts 🎶
When in doubt, remember to trust your instincts! Don’t hesitate to investigate further if something feels off about a deal. High-pressure sales tactics—like “limited-time offers”—are often red flags. Take a deep breath and keep your holiday spirit intact!
With these festive tips in your sleigh, you’re all set for a holly jolly shopping experience! By staying savvy, protecting your information, and keeping a watchful eye, you can fill your holiday season with joy, not scams. Stay informed, shop smart, and enjoy the holidays!
