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Debt Management Services

A provider may not provide debt-management services to an individual who it reasonably should know resides in Utah at the time it agrees to provide the services, unless the provider is registered under the Uniform Debt-Management Services Act.

Debt management service providers are companies that offer to help a consumer get out of debt quicker through one or more of the following:  negotiating lower interest rates on credit balances, forgiveness of late fees and other penalties, reduction of principle balances.



Registration Forms
Debt-Management Services Permit Application PDF
    • Application Form Instructions PDF
Criminal Records Affidavit Form PDF
Bond Form PDF
Irrevocable Letter of Credit Form PDF

Registered Debt Management Providers Search
Approved Accreditation Programs and Organizations
Approved Credit Counselor Certification Programs and Organizations

Statutes & Rules
Uniform Debt-Management Services Act, Utah Code Ann. §13-42
Uniform Debt-Management Services Act Rules, UT Admin Code R152-42

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